How to Compare Daycare Insurance Quotes
The lowest premium is not always the best value. Here is what to look at, line by line, when comparing quotes for your childcare program.
Resources
Resources for Daycare and Childcare Owners
Practical guides on insurance, safety, and running a childcare business, written for owners and directors. General information only, not legal, regulatory, or safety advice.
Insurance guides
Answers to the questions owners ask most
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How Much Does Daycare Insurance Cost?
What drives daycare insurance pricing, and how to keep premiums reasonable without leaving gaps.
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What Insurance Does a Daycare Need?
A practical checklist of coverages by type of childcare operation.
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Daycare Liability Insurance
The liability coverages a childcare business should understand, and the gaps owners most often miss.
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Daycare Insurance Requirements
Where insurance requirements come from, and how to confirm the ones that apply to your program.
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Does a Home Daycare Need Insurance?
Why running a daycare from home creates risks your personal policies were not built for.
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Does Homeowners Insurance Cover a Daycare?
How homeowners policies typically treat home businesses, and what to ask your insurer.
Explore
Coverage, business types, and states
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Daycare Insurance
The complete guide to insuring a daycare business: core coverages, how policies fit together, and what affects price.
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Childcare Insurance
How insurance needs change across centers, home daycares, preschools, and school age programs.
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All Coverages
Every coverage we help childcare businesses put in place, explained in plain language.
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States We Serve
See where we insure daycares and find coverage information for your state.
From the blog
Latest articles
How to Get Insurance for a Daycare
Getting daycare insurance goes faster when you know what underwriters ask and have the answers ready. Here is the process, start to finish, from the owner's side of the desk.
Starting a Daycare: Insurance Checklist Before You Open
Insurance decisions show up at almost every stage of opening a childcare program. This timeline shows what to handle when, so nothing holds up your opening day.
Daycare Insurance Made Simple
Talk to a daycare insurance specialist
Tell us about your program and we will review coverage options with you. Every childcare business is different, so we start with how yours actually operates.