About Daycare Insurance Pros

Why we focus on childcare

Childcare businesses carry a kind of risk most small businesses never face. You are responsible for other people's children, all day, every day. Insurance written for an office or a store does not account for nap rooms, playgrounds, field trips, or the allegations a childcare provider can face.

General insurance agencies see a daycare once in a while. We work with childcare businesses every day: commercial daycare centers, in-home daycare providers, preschools, and before and after school programs. That focus helps us ask the right questions and spot the gaps that matter, like an abuse exclusion, a limit on enrolled children, or a homeowners policy that quietly excludes a home daycare.

Part of Nelson Insurance Agency

Daycare Insurance Pros is part of Nelson Insurance Agency, an independent insurance agency based in Sioux Falls, SD. Insurance is offered through Nelson Insurance Agency in the states where it is licensed.

Because the agency is independent, it can work with multiple insurers rather than one company. For a childcare business, that means more options to compare when your program has specific needs. Availability varies by state and program, and eligibility depends on underwriting.

Already a client? Policy service is handled through the Nelson Insurance Agency Client Center (opens in a new tab).

National reach, where licensed

Serving daycare and childcare businesses in 41 states where Nelson Insurance Agency is licensed. Not every state is available. If you are not sure whether we can help where you operate, contact us and we will confirm, or see where we insure daycares.

A simple way to get a quote

Start online or call 605-275-9700. Tell us about your program, including your business type, enrollment, staff, building, and current coverage. A specialist reviews your operation, looks for suitable coverage options, and walks you through them in plain language.